IFSC Code Grounding Data

Overview

Use it as an IFSC code checker and IFSC verification API in payout and onboarding flows, or as a bulk IFSC code search that checks a list of codes one call per row from a script or spreadsheet. Pass any valid 11-character IFSC code to get the branch it belongs to: institution name, branch, address, contact number, city, district, state and clearing centre. Records come from the open IFSC dataset compiled from RBI and NPCI publications, and a code missing from our copy is checked against the live public source. Paid plans also return MICR, SWIFT codes, and payment rail flags for IMPS, RTGS, NEFT and UPI.

Live Test IFSC Code Grounding Data Source →

The tool

Once your client is connected to the VerveContext server, this appears in its tool list as IFSCCodeGroundingData. It is read-only and open-world — it fetches and never mutates anything on your side — so most clients call it without asking you to confirm.

{
  "name": "IFSCCodeGroundingData",
  "arguments": {
    "ifsc": "SBIN0005943"
  }
}

You do not name the tool yourself; the model picks it. Asking about SBIN0005943 in the terms this source covers is enough for it to reach for IFSCCodeGroundingData on its own — naming it explicitly also works, and is the way to force the call.

Connecting

One server URL covers every source in the catalog, including this one. Authorization is OAuth: the client opens a browser once, and there is no key to paste into a config file.

{
  "mcpServers": {
    "vervecontext": {
      "url": "https://api.vervecontext.com/v1/mcp"
    }
  }
}

https://api.vervecontext.com/v1/mcp

Per-client setup — Claude, Cursor, VS Code, ChatGPT — is on the MCP setup page.

Arguments

These are the properties on the tool's inputSchema, so a well-behaved client validates them before the call is made. Premium arguments are accepted on every plan but only take effect on plans that include them.

What the model gets back

The result carries a structuredContent object matching the tool's declared outputSchema, so a client reads fields without parsing prose. status is "ok" and error is null on success; a null field means the value was not available for that input, not that the call failed.

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{
  "status": "ok",
  "error": null,
  "data": {
    "bank": "State Bank of India",
    "ifsc": "SBIN0005943",
    "branch": "KASTURBA GANDHI MARG,NEW DELHI",
    "address": "23, HIMALAYA HOUSE KASTURBA GANDHI MARG NEW DELHI ,PIN - 110001",
    "contact": "",
    "city": "NEW DELHI",
    "district": "NEW DELHI",
    "state": "DELHI",
    "imps": true,
    "rtgs": true,
    "neft": true,
    "upi": true,
    "micr": "110002062",
    "swift": "",
    "centre": "NEW DELHI",
    "iso3166": "IN-DL",
    "bankcode": "SBIN",
    "branchcode": "005943"
  }
}

Response fields

Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.

Why ground on it

A model can produce something that looks like this answer from its training data, and be confidently out of date or simply wrong. This source returns the current value in a shape you can check, which is the difference between an answer you can cite and one you have to hedge.

Point an evaluation at bank: it is the field most worth pinning a claim to, and it is either present and current or absent — never plausibly invented.

Failure modes

Errors come back as tool errors carrying a sentence the model can act on, not a bare status code. Error handling covers the full list.

A call costs 10 credits each time the tool actually runs; a model that reasons about the tool without calling it costs nothing.

Use cases

Vendor Payout Verification

When onboarding Indian vendors, accounts payable teams confirm the bank name and branch location against supplied payout details before issuing wire transfers.

Checkout Routing

Fintech checkout forms auto-populate branch, city, and state values as soon as a customer enters their IFSC code.

Payroll Account Auditing

Audit employee direct deposit submissions by validating branch addresses and districts to reduce payout rejections from incorrect bank routing codes.

Merchant Settlement Setup

Payment gateways check branch credentials during merchant onboarding to verify account legitimacy before enabling settlement processing.

Bulk IFSC Verification

Run a spreadsheet or CSV of IFSC codes through the API one row at a time to flag codes that no longer resolve and fill in the bank and branch for the rest.

Other ways to use IFSC Code Grounding Data

Set up IFSC Code Grounding Data on VerveContext, or reach the same source a different way. Your VerveContext account and credits work on all of them — one key, one balance.

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